THE WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the rise of online and mobile banking, users are increasingly relying to virtual channels for their financial needs. This shift has led to a drop in branch openings, and many institutions are closing existing branches to streamline costs. Despite t

Free cash flow (FCF) represents a crucial metric for investors and business leaders alike. It illustrates the real cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can indicate a healthy and sustainable business, capable of growing. Understanding how to assess FCF and effectively